Together, they earn a substantial income in California.
Like many high-income families, they initially believed tax planning meant searching for a new strategy every year.
The truth was much simpler.
Priya qualified as a Real Estate Professional.
Each year, they purchase approximately one new rental property.
Typically in the $1 million range.
After acquisition, we complete a cost segregation study.
The study generally produces approximately $200,000 of bonus depreciation.
Because Priya qualifies as a Real Estate Professional, the losses generated from the property can offset Sanjay’s W-2 income.
The result?
Approximately $75,000 of annual tax savings.
Year after year.
No gimmicks.
No complicated offshore structures.
No aggressive positions.
Just a repeatable process.
One acquisition.
One cost segregation study.
One planning meeting.
One system.
Most investors spend years looking for the perfect strategy.
Sanjay and Priya discovered something better.
A repeatable framework that creates opportunities every year.
That consistency is often how significant wealth is built.